Financial Foresight — Without the Full-Time Overhead
You don’t need another spreadsheet or retrospective report. You need a financial partner who sees the big picture, asks the right questions, and helps you make smarter decisions.
Our Fractional CFO services bring strategic financial leadership to your business — giving you clarity, control, and confidence, without the cost or commitment of a full-time hire.
What Is a Fractional CFO?
A Fractional CFO is a part-time executive who oversees your financial health and planning. They align your numbers with your growth goals, provide decision-ready insights, and support your business as it scales or prepares for major events.
Think of us as your financial co-pilot — guiding everything from budgeting and forecasting to pricing, capital planning, and strategic investment.
What We Deliver
Our fCFO engagements are built around clarity, insight, and partnership. We help you understand what’s really happening in your business — and how to move forward with confidence.
As your Fractional CFO, we:
- Build and maintain cash flow forecasts and three-way financial models
- Monitor KPIs and create performance dashboards with real meaning
- Develop forward-looking budgets that align with strategy — not just history
- Optimise pricing, cost structures, and margin performance
- Support M&A, funding rounds, capital planning, and board-level reporting
- Turn financial data into strategic, executive-level decision support
We work with tools like Xero, Fathom, G-Accon, Dext, Hubdoc, Expensify, Employment Hero, ELMO, Monday, Clickup and Google Sheets — making your financial systems work for you, not the other way around.
What We Deliver
Our fCFO engagements are built around clarity, insight, and partnership. We help you understand what’s really happening in your business — and how to move forward with confidence.
As your Fractional CFO, we:
- Build and maintain cash flow forecasts and three-way financial models
- Monitor KPIs and create performance dashboards with real meaning
- Develop forward-looking budgets that align with strategy — not just history
- Optimise pricing, cost structures, and margin performance
- Support M&A, funding rounds, capital planning, and board-level reporting
- Turn financial data into strategic, executive-level decision support
We work with tools like Xero, Fathom, G-Accon, Dext, Hubdoc, Expensify, Employment Hero, ELMO, Monday, Clickup and Google Sheets — making your financial systems work for you, not the other way around.
What Does It Look Like?
Every engagement begins with a 45–60 day Smart Start engagement — where we assess your financial health, uncover blind spots, and build a roadmap for better financial visibility and control.
From there, we move into a quarter-by-quarter retainer model, embedding within your leadership team to provide high-level guidance, scenario planning, performance monitoring, and continuous improvement.
We apply best-practice principles from FP&A, three-way forecasting, and scenario modelling — all tailored to your business goals and growth trajectory.
Who It’s For
We work best with:
- Founders and leadership teams making decisions without full financial visibility
- Businesses that have outgrown basic bookkeeping and accounting support
- Companies preparing for investment, expansion, M&A, or major reinvestment
- Organizations that need financial leadership — not just financial reporting
Who It’s For
We work best with:
- Founders and leadership teams making decisions without full financial visibility
- Businesses that have outgrown basic bookkeeping and accounting support
- Companies preparing for investment, expansion, M&A, or major reinvestment
- Organizations that need financial leadership — not just financial reporting
What Makes Us Different
We’re not here to crunch numbers and walk away. We’re here to lead with you — financially and strategically.
With us, you get:
- A seasoned CFO who supports your goals, not just your books
- Forward-looking strategy, scenario modelling, and decision-making clarity
- Financial systems and processes you can scale — with or without us
- Real partnership — with insight you can act on, not just interpret
Who We Are
We see the world through different lenses — and that’s our superpower. Our varied experiences and perspectives push us to consider challenges from every angle. We question, test, and refine ideas together — always arriving at stronger solutions than either of us could alone.
Ewan is the CEO and co-founder of Refracted Aspect Collective. With deep experience in strategic sales, marketing, leadership, and operations — and a background that spans special forces, business coaching, and consulting — he thrives on solving complex problems and guiding teams to clarity and action.
He helps businesses trade chaos for control through a fractional C-suite that ends guesswork and grind. With data-driven strategy and straight-up leadership, he brings clarity, momentum, and practical execution to the parts of the business that matter most.
Ewan has built and sold businesses, advised high-growth companies, and partnered with clients across a wide range of industries — Whether navigating complexity or leading turnarounds, he’s been inside businesses just like yours — aligning leadership, fixing operations, and building companies that actually work.
He brings real-world execution backed by academic rigour, holding an MBA, a Bachelor of Science in Psychology, and a Master’s in Criminology & Criminal Justice. Ewan has run point on special operations teams, closed multi-million dollar deals, and helped businesses grow by over 600% year-on-year.
What he does best:
• Fractional leadership (CMO / CRO / COO) with strategic oversight and hands-on execution
• Growth strategy that aligns marketing, sales, and operations around clear priorities
• Business consulting that diagnoses fast, fixes what matters, and builds lasting systems
• Coaching that builds confident leaders through clarity, accountability, and emotional intelligence
• SEO, content, and web strategy that drive visibility, leads, and long-term growth
Melissa is the COO and co-founder of Refracted Aspect Collective. She is a calm, analytical, and results-driven consultant with a background in engineering, finance, and operations. She brings structure to complexity, clarity to chaos, and balance to teams under pressure. With a natural eye for detail and a pragmatic mindset, she thrives in environments where financial and operational alignment is critical.
She has led major projects across North America and Australia in industries including IT, banking and finance, real estate, mining, transport, and manufacturing. Known for her ability to stabilise and streamline, she’s often brought in to underperforming projects, distressed businesses, or misaligned teams — particularly where internal friction is impacting delivery and client outcomes.
She once helped steer a business away from collapse by restoring operational and financial control in just six weeks.
Melissa has studied Mechanical Engineering and holds a Diploma in Business Management, along with a Certified Project Officer (CPO) credential. She also brings formal education in accounting, data analytics, and sustainability.
What she does best:
• Financial and operational strategy that delivers clarity, structure, and control
• Hands-on troubleshooting of workflows, systems, and team structures to resolve root-cause issues
• Project management that turns complex plans into achievable actions
• Systems implementation that reduces friction and supports sustainable growth